21bitcoin Reviews Austria 2026
Innsbruck-based Bitcoin broker focused on cheap savings plans and automatic self-custody transfer. FMA-registered.
Innsbruck-based Bitcoin broker focused on cheap savings plans and automatic self-custody transfer. FMA-registered.
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Innsbruck, Austria · founded 2021
What is 21bitcoin?
21bitcoin is a Bitcoin-only broker from Innsbruck. The idea: save Bitcoin as cheaply and as simply as possible — and automatically send the coins to your own wallet.
The provider is registered with the Austrian FMA and is MiCA-compliant. That makes it ideal for Bitcoin savers with a self-custody mindset.
Pros and cons
- FMA-registered, based in Austria
- Very low fees (0.69%)
- Auto-withdrawal to your own Bitcoin wallet
- Free savings plan setup
- Bitcoin focus → no distraction from shitcoins
- German-speaking support
- Bitcoin only — no other coins
- No native app (Progressive Web App)
- No full Austrian tax report (export only)
What can I do at 21bitcoin?
21bitcoin is a Bitcoin-only savings plan provider from Tyrol — extremely cheap and with automatic coin transfer to your own wallet (self-custody by default).
| Service | Available? | Details |
|---|---|---|
| Bitcoin buy (one-off) | Yes | SEPA, EPS · 0.69% fee |
| Bitcoin savings plan | Yes | From small amounts, automatic wallet transfer |
| Staking | No | Bitcoin-only, no PoS |
| Crypto card | No | Not offered |
| Margin / futures | No | Not offered |
| Lending / earn | No | Not offered — self-custody focus |
Current numbers
- Asset focus
- Bitcoin (BTC)
- Fee
- 0.69%
- Auto-withdrawal
- Yes (own wallet)
- HQ
- Innsbruck, AT (FMA)
Note: Offering and terms may change. Staking APYs are indicative figures (as of 2026) and fluctuate with the market. Only the provider's own data is binding.
Fees
0.69% per buy or sell — making it one of the cheapest options for Bitcoin savers in Austria. No savings-plan fees.
SEPA Instant is available. Withdrawals to your own wallet only cost the Bitcoin network fee.
Security
21bitcoin does not custody your Bitcoin permanently: via auto-withdrawal purchased coins are sent automatically to your configured wallet (e.g. a hardware wallet) — the best security model there is.
2FA and FMA supervision are standard. Without holding the coins itself there is no classic hot-wallet risk.
Taxes in Austria
21bitcoin provides a transaction export that works with Blockpit & Koinly. Realised Bitcoin gains are subject to 27.5% KESt.
Tip: If you only buy and hold long-term, no tax is due. KESt only applies on selling.
Who is 21bitcoin for?
- Bitcoin savers who want to do DCA
- Self-custody fans who want coins on a hardware wallet
- Long-term holders with a clear Bitcoin conviction
- Not suited if you want to trade altcoins
21bitcoin: 9.1/10
For <strong>Bitcoin savers in Austria</strong>, 21bitcoin is unbeatable: cheap fees, FMA registration and above all the automatic transfer into your own wallet. Anyone who wants more than just Bitcoin needs Bitpanda or Kraken on top.
For Bitcoin savers in Austria, 21bitcoin is unbeatable: cheap fees, FMA registration and above all the automatic transfer into your own wallet. Anyone who wants more than just Bitcoin needs Bitpanda or Kraken on top.
Note: Some links on this page are affiliate links. If you sign up through them, we may earn a commission — at no extra cost to you. Funding is transparently disclosed. Editorial coverage is independent of individual sign-ups. Learn more
All content is for informational purposes only and does not constitute investment advice. Disclaimer & liability